Vacation Club Savings Account
Start your next vacation, today!

We’re a bank that believes in making your dream vacation a reality.
Whether your idea of getting away from it all is a trip to a theme park, a week at the beach,
or your own backyard, the most relaxing vacation is one that’s paid for.
Start your next vacation by joining the club -
a GenoaBank Vacation Club Savings Account, today!
Normal fees apply. $2.00 minimum to open account. No withdrawal privileges.
Deposits are not accepted at Elmore Branch (352 Rice Street).
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Go Green!
at GenoaBank

We’re a bank that believes in saving green by going green.
Check Account Balances • View Account Statements
Transfer Funds Between Accounts • Pay Your Bills
Plus, add in the convenience of eStatements and BillPay.
Ask how you can go green today!
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Six-Month Construction Loan Special
1.99% Fixed-Interest Rate | 2.64% APR*

We’re a bank that believes in helping you build your dream home.
Guarantee 3.99% Interest-Rate | 4.00% APR** when converted to a 30-Year Fixed Mortgage.
Or 2.99% Interest-Rate | 3.01% APR*** when converted to a 15-Year Fixed Mortgage.
Plus, get 0.25% Rate Reduction if Auto-Deduct from a GenoaBank Account.
Minimum 10% Down • Zero Points • No Origination Fee
Contact a Mortgage Originator, today!
Mark Carr I Jennifer Fondessy I Lori Magrum I Carly Schultz
Normal Fees Apply. Subject to credit approval *Based on a $417,000 loan at a rate of 1.99%, loan to value (LTV) not to exceed 90% and a term of six months with estimated closing cost of $3500, annual percentage rate (APR) of 2.635%, monthly payments of interest only, payment amount varies on draw amount. **Based on a $417,000 loan at a rate of 3.99%, loan to value (LTV) not to exceed 90% and a term of 30 years with estimated closing cost of $999, annual percentage rate (APR) of 4.002%, monthly payments of $1988.42. ***Based on a $417,000 loan at a rate of 2.99%, loan to value (LTV) not to exceed 90% and a term of 15 years with estimated closing cost of $999, annual percentage rate (APR) of 3.010%, monthly payments of $2877.72.
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2 – 3 Small Business Loan
Two-Day Decision. Three-Week Closing Guarantee.

We’re a bank that believes in commercial loan decisions made locally. And fast.
At GenoaBank, we offer the 2-3 Small Business Loan*.
Your commercial loan decision will be made within two business days.
If approved, your credit request will be closed within three weeks.
Experienced lenders and knowledgeable staff are here to serve you with exceptional
customer service. Come in today for personal service with homegrown courtesy.
Contact a Commercial Loan Officer, today!
Mike Rose I Justin Moore I Randy Rothenbuhler
Tom Szypka I Jackie Stalter I Ron Rightnowar
Normal fees apply. * Aggregate Debt with GenoaBank cannot exceed $150,000 to be eligible for the 2/3 Small Business Loan. Establishing and/or maintaining primary operating accounts with GenoaBank may be required.
All other standard underwriting guidelines apply. Subject to receipt of acceptable appraisal and title when applicable.
Subject to credit approval. Other terms and conditions may apply.
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We want to make you feel at home
with your mortgage lender, too.
At GenoaBank, we understand that choosing the right mortgage lender is as important
as finding the right home. It has to be the perfect fit. Which is why we’ll do whatever
it takes to find the mortgage that is right for you.
Over the years, we’ve helped thousands of people just like you find the perfect mortgage.
All it takes is personal attention, financial know-how and the ability to really
understand what you’re looking for. All in all, we make the mortgage process easy.
What’s more, because we’re a smaller bank, you’ll receive the level of service
only a caring neighbor can give.
Apply at GenoaBank Home Loan
Or contact a Mortgage Originator, today!
Mark Carr I Jennifer Fondessy I Lori Magrum I Carly Schultz
Normal fees apply. Subject to credit approval.
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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts