GRADUATION Checking Account
We’re a bank that believes in celebrating lifes achievements.
Opening Balance of $50.
Minimum Age of 18.
No Minimum Balance Required.
   No Monthly Maintenance Fee.
Unlimited Check Writing.
FREE Initial Box of Checks.
Unlimited ATM/Debit ATM Transactions. 
   Star/Jeanie ATM Card Available.
   MasterCard Debit Card Available.
GenNet Internet Banking Available.
$25 GIFT for Graduating High School Seniors.*
Initial Start-Up Fees Waived for:  
   Star/Jeanie ATM / MasterCard Debit / GenNet
Non-Interest Bearing Account.
Early Closing Fee if Account Closed before 120 Days. 

* New checking accounts only.  Early closing fee will apply.  Must be 18 years old to open account. 
Valid for one time use only.  Other fees may apply.  s contribution to your account will be taxable income.

SIMPLY FREE Checking Account
We’re a bank that believes in free checking with lots of choices.
Opening Balance of $50.
No Minimum Balance Required. 
Unlimited Check Writing.
FREE Initial Box of Checks.
Unlimited ATM/Debit ATM Transactions. 
   Star/Jeanie ATM Card Available.
   MasterCard Debit Card Available.
GenNet Internet Banking Available.
Overdraft Protection Available.  
Non-Interest Bearing Account.
Early Closing Fee if Account Closed before 120 Days. 

55+ Checking Account
We’re a bank that believes in celebrating lifes accomplishments.
Opening Balance of $50.
Minimum Age of 55.
Direct Deposit Required.
No Minimum Balance Required. 
   If Direct Deposit is Established.
Unlimited Check Writing.
FREE One Box of Checks Per Year.
Unlimited ATM/Debit ATM Transactions. 
   Star/Jeanie ATM Card Available.
   MasterCard Debit Card Available.
GenNet Internet Banking Available.
FREE 3x5 Safety Deposit Box.
Overdraft Protection Available.  
Non-Interest Bearing Account.
Early Closing Fee if Account Closed before 120 Days. 

INTEREST Checking Account
We’re a bank that believes in rewarding our customers.
Opening Balance of $1,000.
Minimum Balance of $1,000. 
   Monthly Maintenance Fee Applies if Balance Falls Below $1,000.
Unlimited Check Writing.
Personalized Checks Available.
Unlimited ATM/Debit ATM Transactions. 
   Star/Jeanie ATM Card Available.
   MasterCard Debit Card Available.
GenNet Internet Banking Available.
Overdraft Protection Available.  
Tiered Interest Rates.
Early Closing Fee if Account Closed before 120 Days. 
 

($10 Service Charge on Balances less than $1,000) 
Effective 6-1-2011.  Subject to change without notice.  Fees may reduce earnings.

For more information on our Personal Accounts e-mail us at info@genoabank.com.