Personal / Installment Loans
Installment Loans may be used to purchase a new car, motorcycle, snowmobile, a new boat, camper, RV, mobile home, or to take a dream vacation!
Contact one of our branches for specific information on rates, fees, and closing costs.
Fast Loan Approvals.
Secured or Unsecured.
Fixed and Variable Rates.
Competitve Interest Rates.
Variety of Loan Term Range.
From Several Months up to Several Years.
No Prepayment Penalty.
Rate Reduction Available.
If Auto-Deducted from GenoaBank Deposit Account.
Auto
Fast Loan Approvals.
Competitive Interest Rates.
No Prepayment Penalty.
Rate Reduction Available.
If Auto-Deducted from GenoaBank Deposit Account.
HELOC
Consolidate bills. Purchase a car. Pay tuition. Renovate your home. Take a dream vacation.
Term of 120 Months.
Flexible Payment Plans.
Minimum Payment is 1% of the Unpaid Balance or $100, whichever is greater.
Fixed or Variable Rates.
Rate Tied to Prime and Adjusts Quarterly
Loan-to-Value of 80% or less - Rate will be prime for life
Loan-to-Value of 81% to 90% - Rate will be prime plus 2
No Closing Costs.
Other fees may apply. Call for details.
Maximum Loan Amount is $50,000.
Minimum Loan Amount is $5,000.
Property Insurance is Required.
One-time Application.
Annual Fee of $50.
Maximum Annual Percentage Rate is 20.000%.
For more information on our Personal Loan products e-mail us at info@genoabank.com.
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