CD Rates
Effective as of May 1, 2013

Term	Interest Rate	Annual  Percentage Yield	Minimum     Balance
60 Months	1.19%	1.20%	$1,000
48 Months	.85%	.85%	$1,000
36 Months	.50%	.50%	$1,000
30 Months	.25%	.25%	$1,000
24 Months	.18%	.18%	$1,000
18 Months	.18%	.18%	$1,000
12 Months	.18%	.18%	$1,000
182 Day (6 Months)	.08%	.08%	$1,000
13 Weeks (91 Days)	.05%	.05%	$1,000
31 Days	.05%	.05%	$1,000

Rates are subject to change without notice.  Annual Percentage Yield (APY) is effective as of the date of this issue. 
Penalties for early withdrawal.  Minimum balances are required to open and maintain this yield.  Interest is paid monthly.