Business Online Banking
GenoaBank Business Online Banking gives you the convenience and flexibility to manage your finances any time day or night in a secure environment.
It allows you to:
- View your account balances and detailed transaction history.
- Receive email or text alerts when important activity occurs in your account.
- Transfer funds between your authorized GenoaBank accounts.
- Process ACH transactions.
- Create additional reports for your business.
- Save time and money paying bills with one-time, occasional, and recurring payments online.
- Download account information into Quicken®, QuickBooks® or Microsoft® Money.
- Sign up for eStatements. A faster, more secure way to receive your monthly statement information.
- View and print eligible tax documents easily.
- Send and receive secure electronic messages to and from your financial institution.
When it comes to your money, we know that security is the number one priority. We operate a state-of-the-art Internet Banking solution with high-end firewalls and exclusive encryption software security to prevent outside interference. Click here to learn about other best practices we recommend you should follow to help protect your online security.
Positive Pay
GenoaBank’s Positive Pay services help maintain tighter control over your disbursements by protecting your business from both check fraud and unauthorized ACH activity. With Positive Pay, you can actively monitor suspicious transactions and decide what gets paid—helping safeguard your accounts every day.
How it works:
Check Positive Pay
• Using your Cash Management Online Banking account, you enter the checks you issue.
• GenoaBank compares the checks you entered to the checks presented for payment.
• If a presented check does not match, the system creates an exception item.
• A list of exception items appears in Cash Management Online Banking for you to pay or return.
• Using your Cash Management Online Banking account, you enter the checks you issue.
• GenoaBank compares the checks you entered to the checks presented for payment.
• If a presented check does not match, the system creates an exception item.
• A list of exception items appears in Cash Management Online Banking for you to pay or return.
ACH Positive Pay
•You set parameters to control which vendors are authorized to ACH debit and/or credit your business account within Cash Management Online Banking.
• GenoaBank monitors incoming ACH transactions against your authorized list.
• Any unauthorized or suspicious ACH transactions are flagged as exceptions.
• You review and decide to approve or return ACH exception items before posting.
•You set parameters to control which vendors are authorized to ACH debit and/or credit your business account within Cash Management Online Banking.
• GenoaBank monitors incoming ACH transactions against your authorized list.
• Any unauthorized or suspicious ACH transactions are flagged as exceptions.
• You review and decide to approve or return ACH exception items before posting.
Talk with a Branch Manager about Positive Pay and add an extra layer of protection against check and ACH fraud, today!
ACH Processing Schedule
Click here to view our annual processing schedule for Cash Management customers.
Credit Cards for your everyday needs.
Whether you're making everyday purchases or planning a big expense our credit cards come with competitive rates and no hidden fees.