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*Minimum Balance to Open Account $50. **Minimum Balance to Open Account $2.
| Rates Effective as of September 1, 2016 | Interest Rate | APY | Minimum Balance |
|---|---|---|---|
Sixty-Month | 1.64% | 1.65% | $1,000 |
| Forty-Eight Months | 1.01% | 1.01% | $1,000 |
| Thirty-Six Months | .75% | .75% | $1,000 |
| Thirty-Months | .51% | .51% | $1,000 |
| Twenty-Four Months | .41% | .41% | $1,000 |
| Eighteen-Month | .21% | .21% | $1,000 |
Fifteen-Month Special | .51% | .51% | $1,000 |
| Twelve-Months | .26% | .26% | $1,000 |
| 182-Day (Six-Months) | .07% | .07% | $1,000 |
| Thirteen-Weeks (91-Days) | .07% | .07% | $1,000 |
| Thirty-One Days | .07% | .07% | $1,000 |
Rates are subject to change without notice. Annual Percentage Yield (APY) is effective as of the date of this issue and based on $1,000 deposit. Minimum balance of $1,000 required to open and maintain this yield. Interest is paid monthly. Penalties for early withdrawal may apply. Minimum balances are required to open and maintain this yield. Interest is paid monthly. Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore). Fees may reduce earnings on accounts other than Certificates of Deposit.
*Rates are subject to change without notice after account opening. Contact any of our branch managers or tellers for further information about applicable fees and terms. Early closing fee may apply to all savings and checking products.
**Money Market bonus interest rate given when account receives automatically transferred funds of a minimum of $75 monthly from a GenoaBank checking or savings account.
| Auto Loan Rates | Term Max | Rate | APR* |
|---|---|---|---|
Model Year | 72-Months | 4.25% | 4.502% APR* |
| Model Year 2016-2015 | 60-Months | 4.00% | 4.298% APR* |
| Boat Loan Rates | Contact a Branch Manager for our current rates | ||
| RV Loan Rates | Contact a Branch Manager for our current rates | ||
| Mortgage Loan Rates | Contact an Originator for our current rates | ||
| Commercial Loan Rates | Contact a Lender for our current rates |
Subject to change without notice.
*Annual Percentage Rate (APR) based on a $31,000 loan amount with a loan document fee of $225. Principal and interest (P & I) for a 72-month loan at 4.25% is $493.08 per monthly payment. Loan is based on $0.00 down payment. Principal and interest (P & I) for a 60-month loan at 4.00% is $576.20 per monthly payment. Loans are subject to credit approval. Other fees may apply. Rate special applies only to new loans. Refinancing is available on loans from other financial institutions. Pre-existing GenoaBank loans are not eligible for refinancing.
