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Rates Effective as of December 1, 2019 |
Interest Rate | APY | Minimum Balance |
---|---|---|---|
Sixty-Month | 1.98% | 2.00% | $1,000 |
Forty-Eight Months |
1.98% |
2.00% |
$1,000 |
Thirty-Six Months | 1.74% | 1.75% | $1,000 |
Thirty-Months | 1.49% | 1.50% | $1,000 |
Twenty-Four Months | 1.39% | 1.40% | $1,000 |
Eighteen-Month | 1.29% | 1.30% | $1,000 |
Thirteen-Month CD Special |
1.49% |
1.50% |
$1,000 |
Twelve Month |
1.19%
|
1.20%
|
$1,000
|
182-Day (Six-Months) |
1.00% | 1.00% | $1,000 |
Thirteen-Weeks (91-Days) | .50% | .50% | $1,000 |
Thirty-One Days | .50% |
.50% | $1,000 |
Interest rates and Annual Percentage Yields (APY) are accurate as of the date listed above and are subject to change without notice. Interest is paid monthly.
Fees could reduce earnings on the account. The APY on all certificates of deposits (CD) assumes that principal and interest will remain on deposit until maturity.
A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. $1,000 Minimum balance required to open a CD and maintain the stated yield. New money is defined as funds not currently on deposit with GenoaBank. Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore).
Auto Loan Rates |
Term Max |
Rate |
APR* |
---|---|---|---|
Auto Loan Special |
60-Months |
3.99% |
4.368% APR* |
Model Year 2018-2017 |
48-Months 66-Months |
4.50% 4.50% |
4.881% APR* 4.782% APR* |
Boat Loan Rates |
Contact a Branch Manager for our current rates |
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RV Loan Rates |
Contact a Branch Manager for our current rates |
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Mortgage Loan Rates |
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Commercial Loan Rates | Contact a Lender for our current rates |
Subject to change without notice.
*Annual Percentage Rate (APR) based on a $25,000 loan amount with a loan document fee of $230. Principal and interest (P & I) for a 60-month loan at 3.99% is $465.60 per monthly payment. Loan is based on $0.00 down payment. Loans are subject to credit approval. Other fees may apply. Rate special applies only to new loans. Refinancing is available on loans from other financial institutions. Pre-existing GenoaBank loans are not eligible for refinancing.