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Rates Effective as of
September 1, 2023
Interest Rate APY* Minimum Balance
Statement Savings .10%
.10%
None
Christmas Club Savings

.10%

.10%

None

Vacation Club Savings
.10%
.10%

None

Interest-Checking



$1,000 - $9,999.99

.05%

.05%

$1,000
$10,000 or Greater
.10%
.10%

$10,000

Money-Market Savings



$1,000 - $4,999.99

.05%

.05%

$1,000

$5,000 - $9,999.99

.05%

.05%

$5,000

$10,000 or Greater

.10%

.10%

$10,000

GB120 Money-Mark Savings Account**




$100,000 - $199,999.99

1.98%

2.00% $100,000
$200,000 or Greater

2.96%

3.00% $200,000
Health Savings Account




$0 - $4,999.99

.05%

.05%


$5,000 - $9,999.99

.05%

.05%


$10,000 or Greater

.05%

.05%


*Annual Percentage Yield (APY) and Interest Rates are accurate as of the date listed above and are subject to change without notice.Fees may reduce earnings.  Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore).  See account opening disclosures or contact any of our branches for complete terms and conditions. 

For Deposit Accounts | Minimum balances listed above are required to open and maintain the stated yield. Early closing fee may apply. Activity restrictions may apply.

**GB120 MoneyMarket must maintain an average daily balance for the month to receive the rate. This account is for NEW Money, Only. New money is defined as funds not currently on deposit with GenoaBank.


Rates Effective as of
September 1, 2023
Interest Rate APY* Minimum Balance
Sixty-Month 3.45% 3.50% $1,000

Forty-Eight Month

2.96%

3.00%

$1,000

Thirty-Six Month 2.72% 2.75% $1,000
Thirty-Month 2.47% 2.50% $1,000
Twenty-Five Month CD Special
Maximum investment limited to $100,000 per account
5.13% 5.25% $1,000
Eighteen-Month 2.23% 2.25% $1,000
Eighteen-Month 2.23% 2.25% $1,000
Twelve-Month

1.98%

2.00%

$1,000

Seven-Month CD Special
Maximum investment limited to $100,000 per account
4.94% 5.05% $1,000
182-Day (Six-Months)
1.49% 1.50% $1,000
Thirteen-Weeks (91-Days) 1.24% 1.25% $1,000
90-Day CD Special
Maximum investment limited to $100,000 per account
4.17% 4.25% $1,000
Thirty-One Days 1.00% 1.00% $1,000

*Annual Percentage Yield (APY) and Interest Rates are accurate as of the date listed above and are subject to change without notice. Fees may reduce earnings.  Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore).  See account opening disclosures or contact any of our branches for complete terms and conditions. 

For CDs | Interest is paid monthly. The APY assumes that principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal.

Auto Loan Rates
Effective as of October 10, 2023

Term Max

Rate
(as low as)

APR*
(as low as)





Model Year | New or Used Vehicle
2024-2023

84-Months
7.25%
7.258% APR*




Model Year | Used Vehicle
2022-2020
72-Months
7.50%
7.509% APR*




Boat Loan Rates
Contact a Branch Manager
for our current rates






RV Loan Rates
Contact a Branch Manager
for our current rates






Mortgage Loan Rates
Contact an Originator 
for our current rates






Commercial Loan Rates Contact a Lender
for our current rates


Subject to change without notice.

*Annual Percentage Rate (APR) based on a $25,000 loan amount with a loan document fee of $250. Principal and interest (P & I) for a 84-month loan at 7.25% is $384.28 per monthly payment. Loan is based on $0.00 down payment. Loans are subject to credit approval. Other fees may apply. Rate special applies only to new loans. Refinancing is available on loans from other financial institutions. Pre-existing GenoaBank loans are not eligible for refinancing.

Vacation Club Savings Account

The most relaxing vacation is one that's been saved for. 

Open a Vacation Club Savings Account, today!

Christmas Club Account

Open a GenoaBank Christmas Club Savings Account, today!