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| Rates Effective as of April 1, 2018 | Interest Rate | APY | Minimum Balance |
|---|---|---|---|
Sixty-One Month Special | 2.57% | 2.60% | $1,000 |
| Forty-Eight Months | 1.44% | 1.45% | $1,000 |
| Thirty-Six Months | 1.09% | 1.10% | $1,000 |
| Thirty-Months | 1.00% | 1.00% | $1,000 |
| Twenty-Seven Month Special Twenty-Four Months | 2.47% .70% | 2.50% .70% | $1,000 $1,000 |
| Eighteen-Month | .60% | .60% | $1,000 |
Twelve Month | .50% 1.59% | .50% 1.60% | $1,000 $1,000 |
| Seven-Month Special | 1.24% | 1.25% | $1,000 |
| 182-Day (Six-Months) | .25% | .25% | $1,000 |
| Thirteen-Weeks (91-Days) | .07% | .07% | $1,000 |
| Thirty-One Days | .07% | .07% | $1,000 |
Interest rates and Annual Percentage Yields (APY) are accurate as of the date listed above and are subject to change without notice. Interest is paid monthly. Fees could reduce earnings on the account. The APY on all certificates of deposits (CD) assumes that principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. $1,000 Minimum balance required to open a CD and maintain the stated yield. CD specials are limited to new money only, subject to maximum deposit of $100,000. New money is defined as funds not currently on deposit with GenoaBank. Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore).
| Auto Loan Rates | Term Max | Rate | APR* |
|---|---|---|---|
Model Year | 60-Months 72-Months | 4.50% 4.75% | 4.809% APR* 5.011% APR* |
| Model Year 2017-2016 | 48-Months 66-Months | 4.50% 4.50% | 4.881% APR* 4.782% APR* |
| Boat Loan Rates | Contact a Branch Manager for our current rates | ||
| RV Loan Rates | Contact a Branch Manager for our current rates | ||
| Mortgage Loan Rates | Contact an Originator for our current rates | ||
| Commercial Loan Rates | Contact a Lender for our current rates |
Subject to change without notice.
*Annual Percentage Rate (APR) based on a $31,000 loan amount with a loan document fee of $230. Principal and interest (P & I) for a 72-month loan at 4.25% is $493.18 per monthly payment. Loan is based on $0.00 down payment. Principal and interest (P & I) for a 66-month loan at 4.50% is $536.13 per monthly payment. Loans are subject to credit approval. Other fees may apply. Rate special applies only to new loans. Refinancing is available on loans from other financial institutions. Pre-existing GenoaBank loans are not eligible for refinancing.
