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*Minimum Balance to Open Account $50. **Minimum Balance to Open Account $2.
| Rates Effective as of March 1, 2015 | Interest Rate | APY | Minimum Balance |
|---|---|---|---|
| Sixty-Months | 1.00% | 1.00% | $1,000 |
| Forty-Eight Months | .85% | .85% | $1,000 |
| Thirty-Six Months | .70% | .70% | $1,000 |
| Thirty-Months | .45% | .45% | $1,000 |
| Twenty-Four Months | ..25% | .25% | $1,000 |
| Eighteen-Months | .25% | .25% | $1,000 |
Twelve-Months | .20% | .20% | $1,000 |
| 182 Day (6 Months) | .05% | .05% | $1,000 |
| Thirteen Weeks (91 Days) | .05% | .05% | $1,000 |
| Thirty-One Days | .05% | .05% | $1,000 |
Annual Percentage Yield (APY) and Rates are subject to change without notice. Penalties for early withdrawal may apply. Minimum balances of $1,000 required to open and maintain this yield. Interest is paid monthly. Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore).
*Rates are subject to change without notice. Annual Percentage Yield (APY) is effective as of 9/15/2014. Penalties for early withdrawal may apply. Minimum balance of $1,000 required to open and maintain this yield. Interest is paid monthly. Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore). NEW Money Only. NEW Customers Only. Must be tied to DDA Account. Fees could reduce earnings. Investment limited to $100,000 per customer at this yield. Rate valid for CDs opened only at Sylvania Branch.
| Auto Loan Rates | Term Max | Rate | APR* |
|---|---|---|---|
Model Year | 72-Months | 4.25% | 4.476% APR* |
| Model Year 2014-2013 | 60-Months | 4.25% | 4.518% APR* |
| Boat Loan Rates | Contact a Branch Manager for our current rates | ||
| RV Loan Rates | Contact a Branch Manager for our current rates | ||
| Mortgage Loan Rates | Contact an Originator for our current rates | ||
| Commercial Loan Rates | Contact a Lender for our current rates | ||
Subject to change without notice.
*Annual Percentage Rate (APR) based on a $31,000 loan amount with a loan document fee of $200. Principal and interest (P & I) for a 72-month loan at 4.25% is $492.70 per monthly payment. Loan is based on $0.00 down payment. Principal and interest (P & I) for a 60-month loan at 4.25% is $579.31 per monthly payment. Loans are subject to credit approval. Other fees may apply. Rate special applies only to new loans. Refinancing is available on loans from other financial institutions. Pre-existing GenoaBank loans are not eligible for refinancing.