Skip Navigation

Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. Download Adobe© Acrobat Reader.

 
Online Account Access
Login

Please scroll to the left to view the rest of the table.

Rates Effective as of
August 1, 2018
Interest Rate APY Minimum Balance
Statement Savings* .05%
.05% None
Christmas Club Savings**

.10%

.10%

None

Vacation Club Savings**
.15%

.15%

None

Interest-Checking



$1,000 - $9,999.99

.05%

.05%
$1,000
$10,000 or Greater
.10%
.10%

$10,000

Money-Market Savings



$1,000 - $4,999.99

.05%

.05%

$1,000

$5,000 - $9,999.99

.05%

.05%

$5,000

$10,000 or Greater

.10%

.10%

$10,000

Money-Market Savings Bonus Rate




$1,000 - $4,999.99

.05%

.05%

$1,000

$5,000 - $9,999.99

.10%

.10%

$5,000

$10,000 or Greater
.12%

.12%

$10,000

Health Savings Account




$0 - $4,999.99

.05%

.05%


$5,000 - $9,999.99

.08%

.08%


$10,000 or Greater

.10%

.10%


Interest rates and Annual Percentage Yields (APY) are subject to change without notice after account opening. Fees may reduce earnings. Contact any of our branch managers or tellers for further information about applicable fees and terms. Early closing fee may apply. Activity restrictions apply. Minimum balances listed above are required to open and maintain the stated yield. Money Market bonus interest rate applies when Money Market Savings account receives automatically transferred funds of $75 monthly from a GenoaBank checking or savings account.
Rates Effective as of
August 1, 2018
Interest Rate APY Minimum Balance




Sixty-One Month Special
Sixty-Month 

2.72%
2.23%

2.75%
2.25%

$1,000
$1,000

Forty-Eight Months 1.74% 1.75% $1,000
Thirty-Six Months 1.49% 1.50% $1,000
Thirty-Months 1.49% 1.50% $1,000
Freedom CD Special
Twenty-Four Months
2.49%
1.49%
2.52%
 1.50%
 $1,000
 $1,000
Eighteen-Month 

1.49%

1.50%

$1,000

Thirteen-Month Special

1.98% 2.00% $1,000
Twelve Month
1.09% 1.10% $1,000
182-Day (Six-Months)
.35% .35%
$1,000
Thirteen-Weeks (91-Days) .25% .25% $1,000
Thirty-One Days .25%
.25%
$1,000

Interest rates and Annual Percentage Yields (APY) are accurate as of the date listed above and are subject to change without notice. Interest is paid monthly. Fees could reduce earnings on the account. The APY on all certificates of deposits (CD) assumes that principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. $1,000 Minimum balance required to open a CD and maintain the stated yield. 61-Month and 13-Month CD specials are limited to new money only, subject to maximum deposit of $100,000. New money is defined as funds not currently on deposit with GenoaBank. Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore). Freedom CD special rate may change after account opening.

Auto Loan Rates
Effective as of June 19, 2018

Term Max

Rate
(as low as)

APR*
(as low as)





Model Year
2019-2018

60-Months
72-Months
4.75%
4.99%
5.058% APR*
5.251% APR*




Model Year
2017-2016
48-Months
66-Months
4.875%
4.875%
5.256% APR*
5.158% APR*




Boat Loan Rates
Contact a Branch Manager
for our current rates






RV Loan Rates
Contact a Branch Manager
for our current rates






Mortgage Loan Rates
Contact an Originator
for our current rates






Commercial Loan Rates Contact a Lender
for our current rates


Subject to change without notice.

*Annual Percentage Rate (APR) based on a $31,000 loan amount with a loan document fee of $230. Principal and interest (P & I) for a 72-month loan at 4.99% is $493.18 per monthly payment. Loan is based on $0.00 down payment. Principal and interest (P & I) for a 66-month loan at 4.875% is $536.13 per monthly payment. Loans are subject to credit approval. Other fees may apply. Rate special applies only to new loans. Refinancing is available on loans from other financial institutions. Pre-existing GenoaBank loans are not eligible for refinancing.

CD Special

Ask about our Freedom CD. Open a high-earning Certificate of Deposit, today!

Vacation Club Account

A GenoaBank Vacation Club Savings Account is an easy way to save for a much-needed getaway!