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*Annual Percentage Yield (APY) and Interest Rates are accurate as of the date listed above and are subject to change without notice.Fees may reduce earnings. Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore). See account opening disclosures or contact any of our branches for complete terms and conditions. For Deposit Accounts | Minimum balances listed above are required to open and maintain the stated yield. Early closing fee may apply. Activity restrictions may apply. **GB120 MoneyMarket must maintain an average daily balance for the month to receive the rate. This account is for NEW Money, Only. New money is defined as funds not currently on deposit with GenoaBank. |
| Rates Effective as of February 1, 2023 |
Interest Rate | APY* | Minimum Balance |
|---|---|---|---|
| Sixty-Month | 3.01% | 3.05% | $1,000 |
|
Forty-Eight Month |
2.47% |
2.50% |
$1,000 |
| Thirty-Six Month | 2.23% | 2.25% | $1,000 |
| Thirty-Month | 1.98% | 2.00% | $1,000 |
| Twenty-Four Month | 1.74% | 1.75% | $1,000 |
| Eighteen-Month | 1.49% | 1.50% | $1,000 |
| Thirteen-Month CD Special Maximum investment limited to $100,000 per account |
4.27% | 4.35% | $1,000 |
| Twelve-Month |
1.24% |
1.25% |
$1,000 |
| Seven-Month CD Special Maximum investment limited to $100,000 per account |
4.07% | 4.15% | $1,000 |
| 182-Day (Six-Months) |
1.00% | 1.00% | $1,000 |
| Thirteen-Weeks (91-Days) | .60% | .60% | $1,000 |
| Thirty-One Days | .50% | .50% | $1,000 |
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*Annual Percentage Yield (APY) and Interest Rates are accurate as of the date listed above and are subject to change without notice. Fees may reduce earnings. Deposits are not accepted at our Elmore Office (352 Rice Street, Elmore). See account opening disclosures or contact any of our branches for complete terms and conditions. For CDs | Interest is paid monthly. The APY assumes that principal and interest will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty may be imposed for early withdrawal. |
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Auto Loan Rates |
Term Max |
Rate |
APR* |
|---|---|---|---|
|
Model Year | New or Used Vehicle |
84-Months |
6.25% |
6.255% APR* |
| Model Year | New or Used Vehicle 2023-2019 |
72-Months |
5.99% |
5.994% APR* |
| Boat Loan Rates |
Contact a Branch Manager for our current rates |
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| RV Loan Rates |
Contact a Branch Manager for our current rates |
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| Mortgage Loan Rates |
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| Commercial Loan Rates | Contact a Lender for our current rates |
Subject to change without notice.
*Annual Percentage Rate (APR) based on a $25,000 loan amount with a loan document fee of $230. Principal and interest (P & I) for a 84-month loan at 6.25% is $371.66 per monthly payment. Loan is based on $0.00 down payment. Loans are subject to credit approval. Other fees may apply. Rate special applies only to new loans. Refinancing is available on loans from other financial institutions. Pre-existing GenoaBank loans are not eligible for refinancing.
