Physician Loan Program
At GenoaBank, we're here to help medical professionals find a place to call home.
You've worked hard to become a medical professional, that's why we want to help make buying a home easier for you. Our unique physician loan program brings the vision of homeownership to life for medical professionals who dedicate their lives to serving others.
Loan Highlights
- 0% Minimum Down Payment (up to $1MM) | 5% Minimum Down Payment (over $1MM & up to $2MM)
- Unique Loan Structure to help Customers Build Equity Quicker
- No Private Mortgage Insurance Requirements
- Flexibility to Exclude Deferred Student Debt in Debt-to-Income Ratio
- Competitive Rates and Attractive Terms
- Local Servicing and Decision-Making
- Available to New and Established Physicians
- Includes Doctors, Dentists, and Veterinarians
Whether you're a resident, fellow, or practicing physician, our loan program is designed to help you achieve homeownership with ease and confidence.
Contact one of our experienced mortgage originators or fill out an application, today!
All loans subject to credit approval.