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We’re a bank that believes in offering excellent yields and the security of funds being FDIC-insured.

Certificates of Deposit or CDs are available in a variety of terms from 31 days to 60 months. Interest rates are determined weekly by bank management and vary according to the term of the certificate.

  • Fixed Rates.
  • Penalty for Early Withdrawal Varies by Term.
  • Monthly Compounding and Crediting of Interest.
  • FDIC Insured.

Click here for our up-to-date CD rates!


Traditional IRAs
Contributions to a Traditional IRA may be tax deductible, and the earnings grow on a tax-deferred basis. Consult a tax advisor regarding tax benefits.


Roth IRAs 
An individual retirement plan that bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Consult a tax advisor regarding tax benefits.


The following relate to both Traditional and Roth IRAS:

  • Fixed Rates.
  • Terms Vary from 31 Days to 60 Months.
  • No Fees.
  • Higher Interest Rates than a Savings Account.
  • Penalty for Early Withdrawal Varies by Term.
  • Monthly Compounding and Crediting of Interest.
  • FDIC Insured.

FREEDOM CD
We offer you the 
freedom to save on your terms. Whether you are a beginning saver or a long-time investor, a GenoaBank 33-Month Freedom CD offers both. 

Click Here for Details

Put your money to work, and your mind at ease.
Certificates of Deposit or CDs are available in a variety of terms from 31 days to 60 months.