Personal Loans :: Genoa Banking Company

At GenoaBank, we offer a variety of individualized loan programs to meet the diverse needs of individuals, professionals, and businesses. We are committed to making a difference with friendly, accessible and professional staff who will address your loan needs promptly and efficiently with competitive loan rates.

We are recognized as a highly professional provider of financial products. Our experienced, accessible and friendly staff will gladly assist you in any of your banking transactions.

Personal Loans

Whenever you need a fast personal loan, it's good to be able to reach out within your community for help. The lending professionals at GenoaBank stand ready to help you with a consumer loan that works for your personal situation. We offer easy personal loans, with competitive interest rates, local decision-making and fast processing.

Vehicle & Recreational Loans

Our flexible rates, fast loan decisions and quick service will get you into the car, truck, boat, motorcycle or RV of your dreams. From ATV's to snowmobiles, we have a loan for all your vehicle needs - work or play!

Home Improvement Loans

Need a little motivation to tackle those home projects? GenoaBank has the means to make it happen. A home improvement loan can give you the money you need to build your dream kitchen, update your home, or add that additional bedroom and bath. You dream it, we loan it. The possibilities are endless.

Home Equity Line of Credit (HELOC)

One of the benefits of home ownership is the ability to take out a loan using your home equity - the value of your home - as collateral. A GenoaBank Home Equity Line of Credit (HELOC) offers an extremely flexible option to fund big projects such as college tuition, debt consolidation, medical bills, or renovations to your home. By simply writing a check, you can access cash when you need it.

Home Improvement Low-to-Moderate Income Special

Rehabilitation is work that is done to improve the condition of your home. It can fix problems with your house like a leaking roof, failing porches, and peeling lead-based paint. GenoaBank offers homeowners home improvement loans at a low annual percentage rate and flexible terms to address housing maintenance issues.

Interest rate and payment type may vary depending on equity in home.

Partner Dealerships
Our preferred dealers are committed to making your car or RV buying process fast, easy and stress free!

GenoaBank has partnered with local auto and RV dealers to provide you with the convenience of closing your auto loan or RV loan right at the dealership! Simply visit one of our partner dealerships and let them know you are a GenoaBank valued customer! Along with great service, you will enjoy on-site GenoaBank financing. Your dealer will complete all your loan paperwork on-the-spot saving you time!

We guarantee you will receive the same great rates and service as you would if you stopped at one of our local branches.

All loans subject to credit approval.