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At GenoaBank, we offer a variety of individualized loan programs to meet the diverse needs of individuals, professionals, and businesses. We are committed to making a difference with friendly, accessible and professional staff who will address your loan needs promptly and efficiently with competitive loan rates.

We are recognized as a highly professional provider of financial products. Our experienced, accessible and friendly staff will gladly assist you in any of your banking transactions.

Debt Consolidation Unsecured Loan Special 

At GenoaBank we find the perfect option to fit your lending needs. Improvements or remodeling to your home. Consolidating bills or credit card balances. From start to finish, we will provide the right loan with the best term and rate to fit your needs. 
Contact a Branch Manager today for specific information on rates, fees, and closing costs.

Installment Loans

Installment Loans may be used to purchase a new car, motorcycle, snowmobile, a new boat, camper, RV, mobile home, or take a dream vacation! 

  • Fast Loan Decisions.
  • Secured or Unsecured.
  • Fixed and Variable Rates.
  • Competitive Interest Rates.
  • No Prepayment Penalties.
  • Rate Reduction Available if Auto-Deducted from GenoaBank Deposit Account.
  • Subject to credit approval.

Open-End Home Equity Line of Credit (HELOC)
An open-end home equity line of credit is a revolving, variable-rate line of credit that uses your home as collateral.
Consolidate bills. Purchase a car. Renovate your home. Take a dream vacation.
  • One-time Application.
  • Competitive Rates Tied to Prime and Adjusts Quarterly
  • Maximum Loan Amount is $100,000.
  • Minimum Loan Amount is $5,000.
  • Property Insurance is Required.
  • Maximum Annual Percentage Rate is 20.000%.
  • APR may increase after consummation.
  • Subject to credit approval.
  • Annual fee of $75.
  • Early closing fee may apply. 

Closed-End Home Equity Loan
A closed-end equity loan is a one-time loan advance, which uses the equity in your home to secure a fixed-rate loan that you can use to pay for any number of large purchases or projects.

Home Improvement Low-to-Moderate Income Special 

Rehabilitation is work that is done to improve the condition of your home. It can fix problems with your house like a leaking roof, failing porches, and peeling lead-based paint. GenoaBank offers homeowners home improvement loans at a low annual percentage rate and flexible terms to address housing maintenance issues.


Partner Dealerships
Our preferred dealers are committed to making your car or RV buying process fast, easy and stress free!

GenoaBank has partnered with local auto and RV dealers to provide you with convenience of closing your auto loan or RV loan right at the dealership! Simply visit one of our partner dealerships and let them know you are a GenoaBank valued-customer! Along with great service, you will enjoy on-site GenoaBank financing. Your dealer will complete all your loan paperwork on-the-spot saving you time!

We guarantee you will receive the same great rates and service as you would if you stopped at one of our local branches. Loans subject to credit approval.

Call your local branch for information on loan rates, offers and how to begin the application process. Or, click here and contact us, today!

Consolidation Loan  Special 

Resolve to take control of your finances.