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Online Account Access


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We’re a bank that believes in offering a variety of savings options to meet your needs.
STATEMENT SAVINGS CHRISTMAS CLUB SAVINGS VACATION CLUB SAVINGS MONEYMARKET SAVINGS HEALTH SAVINGS
Minimum Opening
Deposit Required
No Minimum
Balance Required
Unlimited ATM
Transactions
Online Banking Available
Get Started!
Get Started!
Get Started!
Get Started!
Get Started!

Click here to view the current Savings Account rates!


STATEMENT Savings Account
  • Opening Balance of $50.
  • Minimum Balance of $200 (Monthly Maintenance Fee Applies if Balance Falls Below $200)
  • Service Charges Waived for Minors and Non-Profit Organizations.
  • Variable Interest Rate.
  • Early closing fee if account closed before 120 days.


CHRISTMAS CLUB Savings Account
  • Opening Balance of $2.
  • Interest Paid Only at Maturity.
  • Check will be issued on November 1.
  • Activity restrictions apply.
  • Early closing fee if account closed before 120 days.


VACATION CLUB Savings Account
  • Opening Balance of $2.
  • Interest Paid Only at Maturity.
  • Check will be issued on May 1.
  • Activity restrictions apply.
  • Early closing fee if account closed before 120 days.


MONEY-MARKET Savings Account
  • Opening Balance of $1,000.
  • Minimum Balance of $1,000 (Monthly Maintenance Fee Applies if Balance Falls Below $1,000)
  • Check Writing Privileges.
  • Tiered Interest Rates.
  • Bonus Rate Option Available for Auto Transfer.
  • Activity restrictions apply.
  • Early closing fee if account closed before 120 days.


HSA Savings Account
  • No Minimum Opening Balance.
  • No Set-Up Fee.
  • Competitive Tiered Interest Rates.
  • Account Accessed by Check or Debit Card.
  • Early closing fee if account closed before 120 days.


For more information on our Savings Accounts, contact a Branch Manager today!

Health Savings Account

GenoaBank HSAs enable you to take control of your own health care decisions. HSAs can save you money now, and will help you plan for future qualified medical expenses.

Put your money to work, and your mind at ease.

Certificates of Deposit or CDs are available in a variety of terms from 31 days to 60 months.

View CD Rates